Two doctors and an HMO manager die and line up to seek admission to heaven. St. Peter asks them to tell him a little bit about themselves. The first doctor says, "I was a pediatric spine surgeon and helped kids overcome their deformities."

St. Peter says, "You can enter."

The second doctor says, "I was a psychiatrist. I helped people rehabilitate themselves." St. Peter says, "You can enter."

The third applicant stepped forward and says, "I was an HMO manager and helped people get cost-effective health care."

St. Peter says, "You can come in too."

As the HMO manager walks by, St. Peter quietly adds, "You can stay three days. After that you can go to hell."