Jack is 68 years old and loves to fish.

He was sitting in his boat the other day when he heard a voice say, "pick me up." He looked around and could not see any one.

He thought he was dreaming when he heard the voice again, "pick me up."

He looked in the water and there floating on the top was a frog. Jack said "are you talking to me"?

The frog said, "yes, I'm talking to you. Pick me up and kiss me and I'll turn into the most beautiful woman you have ever seen and will give you the most wonderful sexual pleasures that you have ever dreamed of."

Jack looked at the frog for a short time and then reached over and picked it up carefully, placing it in his front breast pocket.

The frog said, "What, are you nuts, didn't you hear what I said? I said kiss me and I will give you sexual pleasures like you have never had."

Jack opened his pocket, looked at the frog and said, "At my age I'd rather have a talking frog."